Investment Focus

At Tom Rader Inc., we go beyond traditional property transactions. We curate high-performance real estate portfolios with a strategic approach grounded in data, equity, and sustainability. Our mission is to unlock the value of underutilized residential properties—especially in underserved communities—and reposition them as thriving, income-generating assets. Whether through acquisition, rehabilitation, or long-term management, our goal is to align investor interests with community revitalization.

By bridging private capital strategy with public-sector support, we aim to create scalable, socially impactful housing portfolios that benefit both investors and the people who call these properties home.

📊 Our Investment Model

We operate on a Buy–Renovate–Rent (BRR) and Value-Add Investment framework designed to generate consistent cash flow while contributing to local economic uplift

1. Buy: We target undervalued or distressed properties—primarily single-family homes and small multi-unit dwellings—that offer strong upside potential in key emerging markets.

2. Renovate: Each property undergoes value-add improvements including energy efficiency upgrades, safety compliance, and aesthetic modernization. This increases both livability and market value while preparing assets for long-term operation.

3. Rent/Resale: Properties are either retained as part of our long-term rental portfolio or sold to first-time buyers at fair-market or subsidized rates, depending on community needs and partnership goals.

4. Reinvest: Capital gains or rental income is reinvested into future acquisitions, creating a cyclical, sustainable model of inclusive real estate growth.

What We Look For

To maximize both financial return and social value, Tom Rader Inc. applies a rigorous property vetting framework that includes:

Underutilized Residential Assets: Properties in need of light to moderate rehab, often overlooked by institutional buyers, but with strong fundamentals.
High Rental Yield Zones: Urban/suburban neighborhoods with rising demand and low supply of affordable rental units.
Community Housing Partnerships: Opportunities for joint initiatives with local governments, housing nonprofits, and mission-aligned funders.
Geographic Focus: States in USA, where housing gaps, vacancy rates, and affordability pressures align with our investment objectives.

Social and Economic Impact

Tom Rader Inc. is committed to using real estate investment as a lever for equity, access, and neighborhood stability.

Affordable Housing Creation: We price renovated units below speculative market rates and explore rent-to-own models that help low- and moderate-income families transition into homeownership.
Neighborhood Stabilization: By acquiring and revitalizing blighted or vacant properties, we reduce crime rates, increase property values, and support thriving local ecosystems.
Wealth Building & First-Time Investor Programs: Our future vision includes educational pathways for aspiring investors—especially from historically excluded communities—to participate in fractional ownership or joint-venture models.
Local Job Creation: All renovation projects prioritize the use of local contractors, tradespeople, and suppliers to stimulate economic growth from within the communities we serve.

Funding Impact Statement

“With grant funding, Tom Rader Inc. will expand its acquisition footprint within California, focusing on distressed or vacant single-family homes and duplexes in transitional neighborhoods. Our 12-month target is to acquire, rehabilitate, and stabilize 3–5 properties, making them available for affordable rental or resale. Grant resources will directly support acquisition costs, pre-development analysis, environmental compliance, and construction oversight. The outcome: tangible improvements in housing access, local revitalization, and long-term investment value.”

We welcome partnerships with mission-aligned funders and stakeholders to multiply our impact across more neighborhoods and underserved markets.